A joint venture is a partnership between a company that has a project and an investor. The company supplies the deal and the management investor supplies the money. The percentages of ownership are negotiable.

Our Loan Process

1. Submit Business Plan / Executive Summary

2. Pre-qualification determination process - project is reviewed and evaluated
resulting in:

- the project being accepted
- proposed revisions being issued for the project
- the project being declined

3. Lender / Investor conceptual interest is obtained along with projected terms
and the propsal is issued

4. Due-Diligence document checklist of typically requested data is prepared and
sent to client

5. Analysis of all documents, preparation and packaging of the data for
submission to designated lender/investor; formal due-diligence commences

6. Term Sheet/Conditional Commitment and/or Firm Commitment issued

7. After Term Sheet/Conditional Commitment and/or Firm Commitment are
accepted, a site visit and market analysis will commence

8. Closing / Capitalization / Funding